Maxed out your ISA and pension allowances? There are no caps on how much you can deposit into a GIA each year, making it ideal for high-net-worth investors seeking additional opportunities. Capital gains tax and dividend tax is payable.
Capital is at risk. Investments can go down as well as up.
Pick from 200+ funds with zero platform, transfer, or exit fees. Invest as little or as much as you want without annual contribution limits.
Uninvested cash doesn't earn interest.
Access 30+ ETFs from top-tier asset managers such as BlackRock, Vanguard, and Fidelity, with all fund manager fees fully refunded back to you.
Effortlessly transfer your existing General Investment Account and benefit from zero-fee investing with your Prosper account. Enjoy full flexibility to add or withdraw money at any time.
£0 annual platform fee
On any portfolio size.
30+ ETFs with refunded fund fees
From the likes of BlackRock, Vanguard, and Fidelity. Low, varying charges on other funds.
Cash marketplace with 50+ products
Market-beating rates from trusted UK banks with FSCS protection.
Access to private markets
Only available to professional investors.
Pay-as-you-go financial guidance
First session FREE, then £200 per hour (VAT excluded).
No interest paid on uninvested cash
Or cash held in the Prosper Wallet.
£625 annual platform fee
On a £250,000 investment (0.25%). Reduced rates for higher balances.
Varying annual ongoing charges
Charges ranging from 0.31% to 0.50% for different funds.
Cash Savings Hub
No access to private markets
No access to financial guidance
Interest paid on uninvested cash
But they retain a portion.
£1,125 annual platform fee
On a £250,000 investment.(0.45%). Reduced rates for higher balances.
Varying annual ongoing charges
Average 0.81% annual ongoing charge across the range of funds.
Access to multiple products from banking partners
No access to private markets
No access to financial guidance
Interest paid on uninvested cash
But they retain a portion.
£179.88–£479.88 annual platform fee
On a £250,000 investment. Based on selected flat-fee plan: Plus (£14.99/mo) or Premium (£39.99/mo).
Varying annual ongoing charges
Charges ranging from 0.10% to 1.00%+ for different funds.
Access to Flagstone's cash deposit platform
No access to private markets
No access to financial guidance
Interest paid on uninvested cash
But they retain a portion.
£1,137 annual platform fee
On a £250,000 investment (0.45% + £12 subscription).
Varying annual ongoing charges
Charges ranging from 0.17% to 0.25%+ for different funds.
No savings marketplace
No access to private markets
Moneybox Aurora not yet available on all accounts
Interest paid on uninvested cash
But they retain a portion.
Sources: Unbiased, Prosper, AJ Bell, Hargreaves Lansdown, interactive investor, Moneybox.
As featured in
Managed by BlackRock, Prosper’s Standard Fund is a ready-made solution for long-term growth, ideal for new investors or those overwhelmed by choice. Trusted globally with $10tn in assets.
Take control of your investments with Prosper’s curated selection of over 200 funds — including index, mutual, and ETFs — to build a portfolio that fits your goals.
Capital at risk.
Capital at risk.
Prosper uses SECCL as the custodian to hold your investment assets which is regulated by the FCA and wholly owned by Octopus Group
Prosper is authorised and regulated by the Financial Conduct Authority under registration number 991710
Already have a GIA elsewhere? Consolidating your GIAs into one powerful Prosper GIA makes managing your money easier, and more rewarding.
You’ll get a clear view of your investments in one place, benefit from our zero platform and transfer fees, and unlock fund fee refunds on 30+ top ETFs. Less hassle, more growth.
We retain interest on cash left uninvested in investment products and any cash held in your Prosper Wallet. We do this unapologetically because it aligns our incentives with yours. We want your money invested and growing, not sitting idle.
Capital at risk.
We are the only business we know that refunds the fees on over 30 funds from the best known asset managers around the world.
We bring you a curated selection of sectors, categories, geographies, and currencies to create the portfolio to match your needs and interests.
Consolidate your pensions into one low-cost, transparent Self-Invested Personal Pension (SIPP).
Invest in 200+ funds and ETFs with no platform fees. We’ll help you transfer your ISA, hassle-free.
Save up to £20,000 tax-free per year with unlimited withdrawals and FSCS protection.
SIPP eligibility and tax rules apply. Tax relief depends on personal circumstances and current rules can change.
We currently don’t offer annuity or support drawdowns at Prosper, or for individuals who have already made withdrawals from a pension, but we’re working on it.
Before transferring your pension, make sure to check for exit fees, lost benefits, employer contributions and compare charges. Transfers can be beneficial, but there’s no guarantee you’ll be better off.
When you invest your capital is at risk.
Provided in partnership with Horizon Financial Planning and Coaching, our financial guidance service can help you navigate questions about savings and investments, retirement planning and tax.
