Provided in partnership with Horizon Financial Planning and Coaching, our financial guidance will help you navigate questions about retirement, tax, mortgages, insurance, divorce, inheritance, and so much more. We offer you the right level of support at a transparent cost.
Traditional financial advice charges up to 3% of your assets, putting a huge dent in your long-term profits. Not with us.
Most financial advisers don’t work with you if you have under £200k in assets. We take a different approach.
Book a 30-minute call with one of Horizon's experts to discuss what you’re looking for.
Prosper takes a share of the fees you pay and this will be detailed in your agreement with Horizon Financial Planning and Coaching.
Understand your finances, from income and spending to mortgages and protection
Explore investment and pension options, including consolidation and tax efficiency
Create a personalised financial plan for retirement, family needs, and future goals
Plan for later life, including wills, probate, care costs, and powers of attorney
Feel confident managing your money with expert, jargon-free guidance
Offer personal recommendations on specific financial products
Manage your investments for you
Charge commissions or fees
Chat one-to-one with a financial expert about mortgages, tax, or whatever you need help with. We’ll discuss what you’re looking for and suggest ways that we can help create your financial plan.
Book follow-up sessions as needed at £200* per hour or get our bespoke discovery and planning service. Prosper takes a share of the fees you pay and this will be detailed in your agreement with Horizon Financial Planning and Coaching.
*Prices exclude VAT
Capital at risk. Investments can go down as well as up.
Your home may be repossessed if you do not keep up repayments on your mortgage. Tax treatment depends on individual circumstances and may change in the future.
Consolidate your pensions into one low-cost, transparent Self-Invested Personal Pension (SIPP).
Invest in 200+ funds and ETFs with no platform fees. We’ll help you transfer your ISA, hassle-free.
Save up to £20,000 tax-free per year with unlimited withdrawals and FSCS protection.
Maxed your tax-free allowances? Enjoy flexible, unlimited investing with a GIA. Capital gains tax and dividend tax is payable.
ISA and SIPP eligibility and tax rules apply. Tax relief depends on personal circumstances and current rules can change.
We currently don’t offer annuity or support drawdowns at Prosper, or for individuals who have already made withdrawals from a pension, but we’re working on it.
Before transferring your pension, make sure to check for exit fees, lost benefits, employer contributions and compare charges. Transfers can be beneficial, but there’s no guarantee you’ll be better off.
When you invest your capital is at risk.
